Fee Schedule Loan Rates

Effective as of: 07/01/2013
Fee Schedule
Account balancing per hour
First TimeFREE
After balancing or research$15.00
 
Bank Checks$2.00
Unsatisfactory accounts closed by CU$10.00
Deposit items returned$35.00
Loan processing fee$25.00
Return loan payment$35.00
Loan extension fee$25.00
Financial counseling per hour (NC 1st hour)$15.00
Account Balance inquiriesFREE
Account detailed summary$5.00
Statement copy (each month) per page$5.00
Notary servicesFREE
Return Mail$5.00
Audio response fee4 free calls, $1 thereafter
Loan payment deferral$25.00
Federal Regulation D allows three unauthorized transfers per month, each item is charged a NSF fee of $20.00.
 
Inactive share/share draft accounts:
Check cashing (members only)FREE
Visa Debit Courtesy pay fee$10.00
ATM replacement card$5.00
Christmas club early close fee$25.00
Re-Open closed account fee$15.00
Card or Pin Rush Fee$30.00
There will be a $5.00 per month service charge on inactive accounts with an average daily balance below $25.00. Accounts that have no activity for six months are considered inactive.
There will be a $5.00 per month service charge on inactive accounts. Accounts that have no activity for six months are considered inactive.