Loans

Metro North Federal Credit Union has been in operation since 1954 for the purpose of encouraging thrift and providing a unique lending service to you, the member.

Click Here for Loans

Loans

What does it take to make a loan?

You first must be a member of the Credit Union, and a member in good standing. Applicant must meet current loan policy requirements.


New Online service to members!!
Your Credit Union is now offering personal loans online.

Check out all of the benefits by clicking on the 'Online Approval' box.



Payroll Deduction


When applying for a loan, you are given the opportunity to have your loan payment deducted through payroll deduction. What a great relief it is to know this will be taken care of automatically
each due date.


Credit Life Insurance / Credit Disability Insurance
Metro North Federal Credit Union has available for purchase MEMBER'S CHOICE® credit life and disability insurance. MEMBER'S CHOICE credit life insurance reduces or pays off your eligible loan balance should you die up to the policy maximums. MEMBER'S CHOICE credit disability insurance makes your monthly loan payment should you become disabled due to a covered illness or injury up to the policy maximums.


Credit Disability has a fourteen (14) day waiting period. A claim may be filed after the member becomes totally disabled and is out of work for fourteen calendar days. Member is responsible for the first fourteen days of payments. (Doctor's statement is required before the claim will be considered).


This coverage is voluntary and is not a condition of receiving credit. Complete disclosure information available at the Credit Union.


MEMBER'S CHOICE credit life and credit disability insurance are underwritten by CUNA Mutual Insurance Society.


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