Privacy Policy

FACTS WHAT DOES MNFCU DO WITH YOUR PERSONAL INFORMATION?



Why? Financial companies choose how they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also requires us to tell you how we collect,
share, and protect your personal information. Please read this notice carefully to understand what we
do.

What? The types of personal information we collect and share depend on the product or service you have
with us. This information can include:
  • Social Security number
  • Payment history
  • Transaction history
  • Account transactions
  • Mortgage rates and payments
  • Wire transfer instructions

When you are no longer a member, we continue to share your information as described in this notice.


How? All financial companies need to share members' personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their members' personal
information; the reasons MNFCU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does MNFCU share? Can you limit this sharing?
     
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We don't share
For non affiliates to market to you No We don't share


Questions? Call 904-757-5562

 

Who We Are  
Who is providing this notice? MNFCU means Metro North Federal Credit Union.
What We Do  
How does MNFCU protect my
personal information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect
this information and we limit access to information to those employees for whom
access is appropriate.
How does MNFCU collect my
personal information?
We collect your personal information, for example, when you
  • Open an account
  • Make deposits or withdrawals from your account
  • Give us your contact information
  • Make a wire transfer
  • Show your driver's license
    We also collect your personal information from others, such as credit bureaus,
    affiliates, or other companies.
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non affiliates to market to you
    State laws and individual companies may give you additional rights to limit sharing.
    See below for more on your rights under state law.
Definitions  
Affiliates Companies related by common ownership or control. They can be financial and
non-financial companies.
  • MNFCU does not share with our affiliates.
Non affiliates Companies not related by common ownership or control. They can be financial and
non-financial companies.
  • MNFCU does not share with non affiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.  • MNFCU doesn't jointly market.
Other Important Information  


For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with
non affiliates either for them to market to you or for joint marketing - without your authorization.
For California Members. We will not share personal information with non affiliates either for them to market to you or
for joint marketing - without your authorization. We will also limit our sharing of personal information about you with
our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or
share relationships with non affiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Members. We will not share personal information with non affiliates either for them to market to you or
for joint marketing without your authorization, and we will not share personal information with affiliates about your
creditworthiness without your authorization.

Helpful Links

For more information on identity theft and what you can do to protect yourself, visit these helpful web sites: